More For Your Money
We have been funding low-cost mortgages for over 10 years in California. Our company specializes in refinancing home mortgages for both primary residences and second homes. Hard-to-fund loans are our speciality; those borrowers who are self-employed, have little equity in their homes, or who have difficulty proving income. Our mortgages feature no fees. No points. No credit report fee. No application fee. No administration fee. No prepayment penalties. Our rates are low when compared to the very high rates of the so-called Countrywide "no cost loan".
We offer ARM Conversion loans for borrowers with ARM loans with an approaching rate reset date. (ARM-adjustable rate mortgage). Personal representatives in all major cities in California, funding mortgages with low interest rates: for cash out, to pay off credit cards, for home improvement, to get a lower monthly payment, or simply to obtain a lower interest rate. All mortgages are funded with the lowest possible fees.
We do believe in the work of the Center for Responsible Lending.