About Us
RefiRatesOnline is affilated with Express Lending, a California company with volume mortgage capabilities throughout the state. Personal representatives are available in all major cities to make sure homeowners' refinance mortgages are funded efficiently and promptly.
Express Lending has been making low-cost refinance mortgages for the past 10 years. Based in Santa Ana, California, mortgages are funded throughout the state for homeowners with virtually any type or size of home loan available in the state. We have a saying "if we cannot fund it, nobody can". We welcome the challenge of difficult loans.
Floyd Lager, president and founder of Express Lending believes that Express Lending has an obligagion to always keep the borrowers best interest in mind. No "ambush" sales techniques, no misleading price quotations, no high-cost surprises at escrow closing.
Express Lending has a stable of California's best lenders. Lenders who have steller reputations for honesty and competitiveness who keep their lending programs at the top of the mortgage market through low rates and minimum fees.. No teaser rates to mislead young, potential homeowners. No hidden fees that border on fraud. No taking advantage of borrowers who are operating under extreme duress. That's not what we do.
Our goal is to provide the lowest interest rates with the lowest fees. Therefore, we have---- NO application fee. NO points. NO administration fee, NO committment fee. NO funding fee. NO credit reporting fee, NO tax service fee. NO PMI fee. NO prepayment fee.----basically, Express Lending has NO JUNK FEES.
Through RefiRatesOnline, homeowners are able to get the best rates with the lowest fees available in the state of California. Each borrower is matched up with the best lender that fits his or her particular situation. Each loan is funded keeping in mind the borrower's best interest in mind. That thought is part of our mission statement.